Main Article Content
Article Details
AHMED E.M., PHIN G.S., 2016: Factors Influencing the Adoption of Internet Banking in Malaysia. Journal of Internet Banking & Commerce. Vol. 21 (1), s. 1-28.
AL-ASHBAN A.A., BURNEY M.A., 2001: Customer Adoption of Tele-Banking Technology: The Case of Saudi Arabia. The International Journal of Bank Marketing. Vol. 19 (4/5) s. 191-200. (Crossref)
AL-JABRI M., AL-KHALDI A.M., 1997: Effects of User Characteristics on Computer Attitudes among Undergraduate Business Student. Journal of End-User Computing, Spring, s. 16-21. (Crossref)
AWAMLEH R., FERNANDES C., 2005: Internet Banking: An Empirical Investigation into the Extent of Adoption by Banks and determinants of Customer Satisfaction in the UAE. Journal of Internet Banking and Commerce, Vol. 10 (1).
BAUER, HEIN 2006: The effect of heterogeneous risk on the early adoption of internet banking technologies. Journal of Banking and Finance. Vol. 30, s. 1713-1725. (Crossref)
BECKETT A., HEWER P., HOWCROFT B. 2000: An Exposition of Consumer Behavior in the Financial Services Industry. The International Journal of Bank Marketing. Vol. 18 (1), s 15-26. (Crossref)
BELL M., 1995: The Impact of IT Education and Training, Computer Bulletin, BCS, Feb.
BERGER S.C., GENSLER S., 2007: Online Banking Customers: Insights from Germany. Journal of Internet Banking and Commerce. Vol. 12 (1), s. 1-6.
BLACK N.J., LOCKETT A., WINKLHOFER H., ENNEW C., 2001: The adoption of Internet Financial Services: A Qualitative Study. International Journal of Retail and Distribution Management. Vol. 29 (8), s. 390-398. (Crossref)
BUCEVSKA V., BUCEVSKA J., 2013: An empirical analysis of factors affecting the adoption of electronic banking in Macedonia: a logit model. Advances in Business-Related Scientific Research Journal. Vol. 4 (1), s. 27-37.
CHAN M.J., HUANG Y.H., 2013: Factors that affect consumer trust in online shopping in Taiwan. The Journal of Global Business Management. Dostępny na: http://www.jgbm.org/page/14 Mei-Jane Chan.pdf (data uzyskania dostępu: 11.12.2016 r.).
CHAU P., 2001: Influence of computer attitude and self-efficacy on it usage behavior. Journal of End User Computting. Vol. 13 (1), s. 26-33. (Crossref)
CHEN W., WELLMAN B., 2004: The global digital divide-Within and between countries. IT and Society. Vol. 1 (7), s. 39-45.
DAHLAN N., RAMAYAH T., KOAY A.H., 2002: Data Mining in the Banking Industry: An Exploratory Study. Proceedings of International Conference on Internet Economy and Business, Kuala Lumpur, Malaysia.
DHIRAJ J., DEEPTI D., 2013: Customer Perception about the Efficiency of E-Banking Services Offered by Commercial Banks: An Empirical Study. Prajnan. Vol. 42 (1), s. 65-81.
DOMAŃSKI Cz., PRUSKA K., 2000: Nieklasyczne metody statystyczne, PWE, Warszawa.
EUN-JU L., JINKOOK L., 2001: Consumer Adoption of Internet Banking: Need-Based and/or Skill Based? Marketing Management Journal. Vol. 11 (1), s. 101-113.
FLOH A., TREIBLMAIER H., 2006: What Keeps The E-Banking Customer Loyal? A Multigroup Analysis Of The Moderating Role Of Consumer Characteristics On E-Loyalty In The Financial Service Industry. Journal of Electronic Commerce Research. Vol. 7 (2). (Crossref)
GAN C., CLEMES M., LIMSOMBUNCHAI V., WENG A., 2006: A logit analysis of electronic banking in New Zealand. International Journal of Bank Marketing. Vol. 24 (6), s. 360-383. (Crossref)
GEFEN D., STRAUB D., 1997: Gender Difference in Perception and Adoption of E-mail: An Extension to the TAM:, MIS Quarterly, Vol. 21, s. 389-400. (Crossref)
GERRARD P., CUNNINGHAM J.B., 2003: The Diffusion of Internet Banking Among Singapore Consumers. International Journal of Bank Marketing. Vol. 21 (1), 16-28. (Crossref)
HOMBURG C., GIERING A., 2001: Personal Characteristics as Moderators of the Relationship Between Customer Satisfaction and Loyalty - an Empirical Analysis. Psychology and Marketing, Vol. 18 (1), s. 43-66. (Crossref)
INVALLI S., RAGHURAMA A., CHANDRAMMA M., 2011: Modeling the Adoption of Basic EBanking Services in Urban and Semi-Urban Regions in India. IUP Journal of Bank Management. Vol. 10 (3), s. 98-114.
JURKOWSKI A., 2001: Bankowość elektroniczna, Materiały i Studia NBP, nr 6, 16.
KARJALUOTO H., MATTILA M., PENTO T., 2002: Electronic Banking in Finland: Consumer Beliefs and Reactions to a New Delivery Channel. Journal of Financial Service Marketing Vol. 6 (4), 346-361. (Crossref)
KAY R.H., 1992: Understanding Gender Difference in Computer Attitudes. Journal of Research on Computing Education, Vol. 25 (2), s. 159-171. (Crossref)
KISIEL M., 2011: Internet a konkurencyjność banków w Polsce. Wyd. CeDeWu, Warszawa.
KOLODINSKY J.M., HOGARTH J.M., HILGERT M.A., 2004: The adoption of electronic banking technologies by US consumers. International Journal of Bank Marketing. Vol. 22, s. 238-259. (Crossref)
LAUKKANEN T., PASANEN, M 2008: Mobile banking innovators and early adopters: How they differ from other online users? Journal of Financial Services Marketing. Vol. 13 (2), s. 86-94. (Crossref)
LEE E. J.,i LEE J., 2001: Consumer adoption of internet banking: need-based and/or skill based? Marketing Management Journal. Spring. Vol. 11 (1), s.101-113.
LIAO S., SHAO Y.P., WANG H., CHEN A., 1999: The Adoption of Virtual Banking: An Empirical Study. International Journal of Information Management Vol. 34 (4), s. 283-295.
LIAO Z., CHEUNG M.T., 2002: Internet-Based E-Banking and Consumer Attitudes: An Empirical Study. Information and Management. No. 39, s. 283-295. (Crossref)
MACGREGOR R, C., VRAZALIC, L., 2005: A basic model of electronic commerce adoption barriers: A study of regional businesses in Sweden and Australia. Journal of small business and enterprise development. Vol. 12 (4), s. 510-527. (Crossref)
MALHOTRA P, SINGH B., 2000:The Impact of Internet Banking on Bank Performance and Risk: The Indian Experience. Eurasian Journal of Business and Economics. Vol.2, s. 43-62.
MATTILA M., KARJALUOTO H., PENTO T., 2003: Internet banking adoption among adult customers: early majority or laggards? Journal of Services Marketing. Vol. 17 (5), s. 514-528. (Crossref)
MAZURKIEWICZ L., 2002: Marketing bankowy. Wyd. Difin, Warszawa.
MUNUSAMY J. CHELLIAH S., ANNAMALAH S., 2013: Demographic Factors and Adoption of Retail Internet Banking: An Experience in Malaysia. International Journal of Management & Innovation. Vol. 5 (2), s. 34-48.
ONO H., ZAVODNY M., 2002: Gender and the Internet, SSE/EFI Working Paper Series in Economics and Finance, no. 495. Stockholm, Sweden.
OSTASIEWICZ W., 1999: Statystyczne metody analizy danych. Wyd. AE im. Oskara Langego we Wrocławiu, Wrocławiu.
PEREIRA M. J., 2004: Impacts of information systems and technology on productivity and competitiveness of the Portuguese banking sector: an empirical study. International Transactions In Operational Research, Vol. 11, s. 43-62. (Crossref)
POLASIK M., 2012: Bankowość elektroniczna. Istota-Stan-Perspektywy. Wyd. CeDeWu, Warszawa.
POLATOGLU V.N., EKIN S., 2001: An Empirical Investigation of the Turkish Consumers' Acceptance of Internet Banking Services. International Journal of Bank Marketing. Vol. 19 (4), s. 156-165. (Crossref)
RAMAYAH T., JANTAN M., 2004: Internet Usage among Malaysian Students: The Role of Demographic and Motivational Variables. The Journal of Management Awareness, Vol. 7 (2), s. 59-70.
RAMAYAH T., JANTAN M., NOOR M., NASEER M., RAZEK R.L., LING, K. P., 2003: Receptiveness of Internet Banking by Malaysian Consumers. Asian Academy of Management Journal. Vol. 8 (2), s. 1-29.
ROGERS E.M., 2003: Diffusion of innovations. Fifth edition. Wyd. Free PressNew York, London, Toronto, Sydney.
SAITI D., KISELICK M., JOSIMOVSKI S., 2015: Level of customer satisfaction from electronic banking services in the Polog region. Journal of Sustainable Development. Vol. 5 (13), s. 45-68.
SATHYE M., 1999: Adoption of Internet banking by Australian consumers: an empirical investigation. International Journal of Bank Marketing. Vol. 17 (7), s. 324-34. (Crossref)
SEYAL A.H., RAHIM M. Md., RAHMAN M.N., 2000: Computer Attitudes of Non-Computing Academics: A Study of Technical Colleges in Brunei Darussalam, Information and Management, Vol 37, s. 169-180. (Crossref)
SEYAL, A. H., RAHIM Md. M., 2011: Customer Satisfaction with Internet Banking in Brunei Darussalam: Evaluating the Role of Demographic Factors. e-Service Journal. Summer. Vol. 7 (3), s. 47-68. (Crossref)
SEYAL A.H., RAHIM M. Md., RAHMAN M.N., 2002: A Study of Computer Attitudes of Non-Computing Students of Technical Colleges in Brunei Darussalam. Journal of End-User Computing. April-June, s. 40-47. (Crossref)
SHASHAANI L., 1997: Gender Difference in Computer Attitudes and Use among College Students. Journal of Educational Research in Computing, Vol. 16(1), s. 27-51. (Crossref)
SOHAIL M., SHANMUGHAM B., 2004: E-banking and Customers' preferences in Malaysia: an empirical investigation. Information sciences, Informatics and Computer Science: an International Journal. Vol.150 (3-4), s. 207-217. (Crossref)
STECZKOWSKI J., ZELIAŚ A., 1981: Statystyczne metody analizy cech jakościowych. Wyd. PWE, Warszawa.
TAN M., TEO T., 2000: Factors Influencing the Adoption of Internet Banking. Journal of the Association for Information Systems. Vol. 1 (5), s. 1-42. (Crossref)
TEO T.S.H., 2001: Demographic and Motivational Variables associated with Internet Usage Activities. Internet Research: Electronic Networking Applications and Policy, Vol. 11 (2), s. 125-131. (Crossref)
TEO T.S.H., LIM V.K.G., 2000: Gender differences in Internet Usage and Task Preferences. Behaviour and Information Technology, Vol. 19 (4), s. 283-295. (Crossref)
VENKATESH V., MORRIS M.G., 2000: Why Don't Men Stop to Ask for Directions, Gender, Social Influence and their Role in Technology Acceptance and Usage Behavior, MIS Quarterly, Vol. 24 (1), s. 115-139. (Crossref)
WASILEWSKA E., 2011: Statystyka opisowa od podstaw. Podręcznik z zadaniami. Wydawnictwo SGGW, Warszawa.